1. Introduction

Welcome to TheFinCompass.com, operated by Sunsky Capital Sdn Bhd ("TheFinCompass," "we," "us," or "our"). These Terms of Use govern your access to and usage of our website, mobile applications, and services (collectively referred to as the "Platform"). By using the Platform, you agree to adhere to these Terms of Use.

​

If you do not agree to these terms, kindly discontinue using the Platform immediately.

​

2. Acceptance of Terms

By accessing or using the Platform, you confirm that you have read, understood, and agreed to these Terms of Use along with our Privacy Policy. Should you disagree with these terms, you must cease using the Platform.

​

TheFinCompass reserves the right to modify, revise, or update these Terms of Use at any time. Any updates will be posted on our website, and continued use of the Platform after such changes will be considered as acceptance of the revised terms.

​

3. Use of the Platform

The Platform and its content are intended for general informational purposes only. You agree to use the Platform in compliance with all applicable laws. You must not:

• Engage in illegal, fraudulent, or malicious activities.

• Misuse or interfere with the Platform, including actions like hacking or introducing malicious software.

• Attempt unauthorized access to the Platform, accounts, or connected systems.

 

You acknowledge that using the Platform is at your own risk, and TheFinCompass does not guarantee uninterrupted, error-free, or secure functionality of the Platform.

​

4. Intellectual Property

All intellectual property rights, including but not limited to content, software, trademarks, logos, and designs on the Platform, are owned by or licensed to Sunsky Capital Sdn Bhd. You may not reproduce, modify, distribute, or sell any content from the Platform without prior written permission from TheFinCompass.

​

You are granted a limited, non-exclusive, revocable license to use the Platform for personal and non-commercial purposes. Unauthorized use of the Platform or its content may result in legal action.

​

5. User Accounts and Security

Certain features of the Platform may require you to create an account and provide personal information. You agree to provide accurate and complete information during account registration and to update it as necessary.

​

You are responsible for safeguarding your account credentials, including your username and password. Notify TheFinCompass immediately of any unauthorized access or security breaches. TheFinCompass shall not be held liable for any loss or damage resulting from your failure to secure your account.

​

6. Third-Party Links and Services

The Platform may include links to third-party websites or services that are not owned or controlled by TheFinCompass. These links are provided for convenience only. TheFinCompass disclaims responsibility for the content, privacy policies, or practices of third-party websites or services.

​

By using the Platform, you agree that TheFinCompass shall not be liable for any loss or damage arising from your use of third-party websites or services.

​

7. Limitation of Liability

To the maximum extent permitted by law, TheFinCompass, along with its officers, directors, employees, and agents, shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from your use of the Platform or reliance on its content. This includes, but is not limited to, losses related to profits, data, goodwill, or other intangible assets.

​

TheFinCompass is not responsible for delays, interruptions, or errors in the Platform’s operation or any decisions made based on its content.

​

8. Disclaimer of Warranties

The Platform and its content are provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied. To the fullest extent permitted by law, TheFinCompass disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

TheFinCompass does not warrant that the Platform will be error-free, secure, or free from viruses or other harmful components.

​

9. Indemnification

You agree to indemnify and hold harmless TheFinCompass, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, or expenses (including reasonable attorney fees) arising out of:

• Your use of the Platform.

• Your breach of these Terms of Use.

• Your violation of any third-party rights, including intellectual property rights.

 

10. Termination

TheFinCompass reserves the right to suspend or terminate your access to the Platform at its sole discretion, without notice, for any reason, including violations of these Terms of Use or involvement in illegal activities.

​

Upon termination, your right to use the Platform will immediately cease. TheFinCompass reserves the right to pursue legal remedies if necessary.

​

11. Governing Law and Jurisdiction

These Terms of Use shall be governed by and interpreted in accordance with the laws of Malaysia. Any disputes arising from or related to these terms shall be subject to the exclusive jurisdiction of the Malaysian courts.

​

12. Entire Agreement

These Terms of Use, along with our Privacy Policy, constitute the complete agreement between you and TheFinCompass regarding your use of the Platform, superseding any prior agreements or understandings.

​

13. Contact Information

For any questions, concerns, or feedback regarding these Terms of Use, you may reach out to us at:

 

Sunsky Capital Sdn Bhd
Email: enquiry@thefincompass.com